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Balanced Financial Services


At Balanced we like to keep things simple, so here's what we do.....


Residential mortgages - 1st Buyers, Home Movers, Remortgages, Additional Borrowing....
But to Let mortgages - Individual, Limited Company, Portfolio Landlords, Holiday Lets....
Bridging Finance - Auction, Development, Second Charge, Ex-Pat....
Protection - Home Insurance, Life Cover, Critical Illness, Income Protection and more....

We have a NO PRESSURE policy, so you will not be harassed, chased or pressured into accepting a deal or a recommendation, and you will have ONE experienced, qualified adviser to deal with throughout the whole process from initial planning to completion and beyond.


Mortgages


Independent, Whole of Market advice tailored around you. Whether you’re buying your first home, or you’re a seasoned property investor, we have the expertise and experience to help you.


Protection


None of us know what the future holds, protect your loved ones, your home or your business with our free Protection Review.


Case Studies


Complex cases - how we manage them through to completion


First Time Buyer


This case study looks at a First Time Buyer who has not yet started work.


A client contacted Balanced who had an offer accepted on a new build property they wanted to purchase in March. Applicant 1 was employed with a long work history. Applicant 2 had just completed training and had a fixed term.........

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BTL Gifted Equity


This case study looks at a Buy to Let gifted equity for a family member.


A client contacted Balanced who had a portfolio of properties. This client wanted for their children to get a start in Buy to Let and wanted to transfer one of the Buy to Let properties to their child. The property was currently mortgaged to a.......

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Unlicenced HMO


This case study looks at an unlicenced 5 bed HMO remortgage to release funds.


As a result of the of the changes to HMO Licencing rules which made all properties let to 5 or more un-related tenants subject to mandatory licencing rules, councils were inundated with licence applications in certain areas..........

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