Balanced with integrity, experience & trust
Open: Monday to Friday 9am - 8pm, Saturday 9am - 1pm (by appointment) ☏ 01603 961618
Balanced with integrity, experience & trust
Bridging Finance
Unlocking Opportunities for Smooth and Speedy Property Transactions
Why Bridge?
Rapid Access to Capital for Property Investments
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Flexible Funding Options: Ideal for properties that may not qualify for traditional mortgage financing.
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Accelerated Transactions: Facilitates efficient property acquisitions, including auction purchases with tight deadlines.
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Versatile Investment Opportunities: Supports property conversions and adaptive reuse projects.
How does it work
Bridging Loans: A Temporary Financial Solution
A bridge loan is a short-term financing option designed to provide immediate funds until more permanent financing is secured (like a standard mortgage) or an existing obligation is fulfilled (Property Sold). This type of loan offers a rapid influx of cash, allowing borrowers to meet urgent deadlines or fund projects considered un-mortgageable
Key Points:
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Temporary Financing: Bridge loans are designed to provide short-term finance
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Versatile Applications: These loans can be used in most types of property and various business sectors.
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Homeownership Support: Bridge loans can assist homeowners in transitioning between properties.
Alternative Bridging - Innovation in lending
Flexi-Overdraft: Your On-Demand Funding Solution
Need a flexible, reliable source of funding? The Flexi-Overdraft provides you with the liquidity you need, when you need it. Ideal for property acquisitions, auction purchases, or work-in-progress, this facility empowers you to make the most of your underutilised assets.
Key Benefits:
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Tailored Funding: Loans from £250,000 to £2 million, tailored to your specific needs.
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Flexible Drawdowns: Access funds as needed, with multiple drawdowns and repayments over the two-year term.
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Efficient Costing: Avoid expensive interest costs with bridging interest charged only on the outstanding balance. (A retainer rate is charged on the un-used balance)
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Secure Financing: Backed by a first or second charge on underutilized property assets including commercial or residential properties.
Unlock the potential of your assets. Talk to us about a Flexi-Overdraft today.
Our Success Stories
Residential home to Dental practice conversion
Multi-Property Bridge for Auction Purchase
Properties we can help with
Blocks of Flats
Cafe & Coffee shops
Pubs & Bars
Describe your image
Family Homes
Warehousing & industrial units
Shops & Stores
Professional Practice
BTL Portfolios
Unusual Properties
Service Premises
The Process
Lets Talk
We will discuss your plans & situation. We will collect the details we need and we will then go and do our jobs finding the most appropriate deal for you
Terms
We will speak to Lenders and get terms for you to consider. We will go through the details and once you are happy to proceed we will submit the application
The Nitty Gritty
Valuation underwriting & legals, and we will be there all the way through helping to answer any lender questions, supporting valuation appeals and more.
Funds Released
Funds released so you can progress with your project
Not Quite Ready?
If your not quite ready, or this is all a bit new, just talk to us. You can bounce ideas around, get an idea on eligibility, talk through property possibilities or help you with the potential pitfalls. What's more, is you will hear no sales tactics, our brokers have no targets so you can rest assured that you are in safe hands