Balanced with integrity, experience & trust
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Balanced with integrity, experience & trust
Income Protection
What is it?
Income protection can provide a replacement for some of your income if you are unable to work due to illness or injury (Subject to policy conditions)
What options are there
01
Low Cost Options
These options usually pay a replacement income for a set period of time, like 1, 2 or 5 years.
03
Increasing Cover
You can have the option to increase the sum assure (the amount that will be paid monthly) in line with things like RPI to ensure if you did have to claim, the policy would be more likely to keep up with inflationary increases in both cost of living and your income.
02
Full Term Options
The full term option can pay a replacement income if you were unable to work until you either, die, retire or return to work. These are the more comprehensive policies.
04
Deferred & stepped deferred periods
You can choose how soon your policy would start paying out to tie in with any employment sick pay you may receive.
05
How Can Balanced Help?
We can go through the policy options and optional extras to help you decide what is important to you.