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Life Insurance 

Different types of life Insurance 

01

Decreasing Life policies 

Designed to reduce in line with a debt like a mortgage.

02

Level Policies

Designed to help protect at a continues level, often used for interest only mortgage protection, or family protection 

03

Whole of Life Policies

Whole of life policies are designed to stay in force through your life and will pay out on death.  Often used to cover funeral or Inheritance tax liabilities. 

04

Increasing policies 

Often used for family protection increasing polices can be used to help provide a lump sum for family members

05

How can Balanced Help

At Balanced, we believe it’s important you don’t buy life insurance because that’s "what everybody does". We will talk you through all your options, explain the different types of cover and what they do. We will also provide a personalised risk profile to help you decide what is important to you and help you prioritise your needs and budget.

Please note: You must keep up your premium payments on a policy to avoid the policy being cancelled.

Balanced Financial Services Ltd is registered in England and Wales.

 

Company registration number: 10277422

Registered address: 14 Draper Way, Norwich, Norfolk NR5 9NA.

 

Balanced Financial Services Ltd is authorised and regulated by the Financial Conduct Authority. Reference number 803174

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Balanced Financial Services Ltd is registered in England and Wales.


Company registration number: 10277422
 

Registered address: 14 Draper Way, Norwich, Norfolk NR5 9NA.


Balanced Financial Services Ltd is authorised and regulated by the Financial Conduct Authority. Reference number 803174

YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT

 

For mortgages, we can be paid commission or a fee or a combination of both. We will confirm before application if your case is standard, intermediate or complex.

Our fee charges are listed on the Residential Broker Fee page and Buy to Let Broker Fee page.

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